Diminished Value Claims in Pennsylvania

Pennsylvania Diminished Value Law

Pennsylvania allows third-party diminished value claims against the at-fault driver's liability insurance. While PA's choice no-fault system adds complexity to bodily injury claims, property damage (including DV) follows standard at-fault liability principles. The critical factor for Pennsylvania is the 2-year statute of limitations — among the shortest in the nation — requiring prompt action.

How to File a DV Claim in Pennsylvania

1. Complete vehicle repairs as soon as possible — the 2-year clock is ticking
2. Get a certified DV appraisal from an ASCAA-certified Pennsylvania appraiser
3. File your claim with the at-fault driver's liability insurer
4. Negotiate using your certified appraisal
5. File in Pennsylvania court before the 2-year deadline if the insurer won't settle

Pennsylvania DV Claim Details

• Claim Type: Third-party against at-fault driver's liability
• Statute of Limitations: 2 years — act promptly
• Comparative Fault: Modified comparative negligence (51% bar)
• Major Markets: Philadelphia, Pittsburgh, and their suburbs generate significant DV claims