Auto Appraisal Services for Vehicle Owners

When Do You Need a Professional Appraisal?

Many vehicle owners don't realize they need a professional appraisal until they're already losing money. Here are the most common situations where an ASCAA-certified appraisal protects your financial interests:

Insurance Disputes

• After an Accident (Diminished Value): Your car loses value even after perfect repairs because the accident shows on CARFAX. A certified DV appraisal documents that loss so you can recover it from the at-fault driver's insurer.
• Total Loss Settlement: If the insurance company says your car is a total loss, their offer is often below market value. An independent appraisal gives you leverage to negotiate a fair settlement.
• Appraisal Clause: Most auto insurance policies have an appraisal clause that lets you challenge the insurer's valuation. A certified appraiser represents your interests in this process.

Buying and Selling

• Pre-Purchase Inspection: Before buying a used car, especially a classic or collector vehicle, a certified appraisal verifies condition and value.
• Selling Documentation: A certified appraisal supporting your asking price helps sell vehicles faster and at higher prices, especially for specialty vehicles.

Legal and Financial

• Divorce: Courts require professional valuations for equitable distribution of marital vehicle assets.
• Estate Settlement: Accurate valuations needed for probate, inheritance, and tax purposes.
• Bank Loans: When financing a specialty vehicle, the bank often requires a certified appraisal.
• Bankruptcy: Accurate vehicle valuations are required for Chapter 7 and Chapter 13 filings.

Why Choose ASCAA-Certified

An ASCAA-certified appraiser has completed rigorous USPAP-compliant training and passed comprehensive examinations. Their reports are accepted by insurance companies, courts, banks, and all parties involved in vehicle valuation matters. Don't risk your claim or case with an uncertified appraiser whose report may be challenged or rejected.