Three things to check
- The certifying organization and number. Look the appraiser up in the ASCAA registry.
- The method. A credible report shows its data sources, comparable vehicles, and math — not just a number.
- Standing behind the work. Ask whether the appraiser will respond to carrier rebuttals and testify to the report if needed.
When you need an appraiser
Diminished value
Your repaired car is worth less than before the accident.
Total loss
You believe the carrier's settlement offer is below fair market value.
Appraisal clause
Your policy lets each side choose an appraiser to resolve a value dispute.
Classic & donation
Agreed-value insurance, estate, or IRS donation appraisals.