States with a motor vehicle damage appraiser license
| State | What we found | Regulator |
|---|---|---|
| Massachusetts | No person may appraise motor vehicle damage or present as an appraiser without a license from the state Auto Damage Appraiser Licensing Board. | Mass. ADALB |
| Rhode Island | Applicants must pass the Rhode Island Motor Vehicle Damage Appraiser exam and provide a background check. | RI DBR |
| Connecticut | Motor Vehicle Physical Damage (MVPD) Appraiser license requires a written exam. | CT Insurance Dept. |
| Nevada | A Motor Vehicle Damage Appraiser license is required to appraise damage to vehicles insured under a physical damage policy. | NV Division of Insurance |
| North Carolina | Motor vehicle damage appraisers must be licensed by the NC Department of Insurance. | NCDOI |
| Vermont | Auto Damage Appraiser license requires a written exam and an experience requirement. | VT DFR |
This list is a starting point, not legal advice, and rules change. Other states may require an independent adjuster or public adjuster license for some claim work. Always confirm with your state insurance regulator before accepting assignments. ASCAA certification is a private professional credential and does not replace any state license.
Why licensed appraisers also certify
- A state license sets a minimum legal standard; ASCAA certification documents methodology training in diminished value, market value, and USPAP-aligned ethics.
- Licensed appraisers can list in the public ASCAA directory and verification registry.
- Certification supports work licensing typically doesn't address, such as classic, estate, and donation appraisals.
Thank you. We'll reply by email.